Property Damage and Personal Injury: Same Accident, Different Process
When a car is damaged, the insurance company covering the repairs many times requires the owner to take the vehicle to a pre-approved repair shop. The mechanic and a representative of the insurance company (called an adjuster) go over the damage to the vehicle, in detail, and come up with a list of repairs and parts needed to restore the car to the insurance company's satisfaction. A dent to a door may require only body repair to the untrained eye. The insurance company may, however, require the door to be replaced entirely because the dent touched the safety bar inside the door.
The costs and times for repairs (parts and labor) is standardized among insurance companies and repair shops in a given area. There is rarely disagreement about the nature of damage to the vehicle and the repairs required. Since the costs are usually pre-arranged by the insurance company and the repair shop, there is little chance that the repair shop bill won't be fully paid by the insurance company. Personal property repair or replacement has a definite price tag.
But injury to people, especially soft tissue injuries like bruises, twists, and sprains (and their long-term condition and effect) can be disputed by doctors and adjusters. Unlike a dent in a door, pain in your neck can't be easily seen. Whether or not you're able to work is the subject of debate for an insurance company, unlike a broken headlight. If and when a personal injury may be fully healed is often a heated debate.
For these reasons, property damage claims are usually resolved much faster than bodily injury claims. But do not despair - The Law Offices of Sidney Weinstein will work hard to get you every dollar for your damaged car and your damaged body.
Be sure that you recover for all of your present AND future medical expenses, lost wages (if applicable) and pain and suffering resulting from your personal injury. The safest course is to consult with an Atlanta, Georgia personal injury attorney as soon as possible. The facts and evidence need to be identified and perserved, and your medical condition needs to be carefully monitored. Contact the Law Office Of Sidney Weinstein, 24/7, for a free accident and personal injury consultation by calling 404-522-3108. We can come to you at your home or any of the Atlanta, Georgia area hospitals including Grady Memorial Hospital and Atlanta Medical Center.