Why Is My Doctor Refusing To Treat Me For Injuries From A Car Accident Even With Medical Insurance?
This scenario is occurring more often no matter who was at fault or if it was a single car accident. The doctor's position may be based on the hassle of processing necessary to receive full compensation for her services when medical insurance is being used. Furthermore and if she doesn't accept the medical insurance, then the doctor can receive the full amount charges for her medical services. Depending on the terms of the particular insurance policy, there may be provision saying the medical provider can only receive what the medical insurance company will pay under the plan, however, the doctor will not necessarily know the details of each insurance policy. She would rather be safe than sorry and just not get into a medical billing mess. If they are willing to treat you, they would rather do so on a lien basis against the accident claim where they can negotiate a higher percentage of their billed medical charges.
Under some medical insurance plans, the plan can demand that the medical provider return some of the money they have received from the medical insurance company if an alternative source of payment is received from such sources as medical payments coverage under the injured person's auto insurance policy or from the the liability coverage of the at-fault party.
Even if you are willing to pay cash, the doctor may not want to get involved if your medical needs are related to an auto accident, slip and fall or trip and fall because of the potential of being dragged into your dispute with the auto insurance carrier and the weight on her time and potential for liability.
As medical insurance companies seek to keep/recover as much money as possible on doctor's visits when related to auto accidents or accidents on another's property, the ripple effects are becoming more pronounced and restrictive on the innocent victim.
If you are not certain of what to do after an accident or need guidance through the insurance maze related to vehicle accidents or slip & fall or trip & fall accidents, the safest course is to consult with an Atlanta, Georgia personal injury attorney as soon as possible. The facts need to be nailed down as soon as possible. Contact the Law Office Of Sidney Weinstein, 24/7, for a free accident and personal injury consultation by calling 404-522-3108. We can come to you at your home or any of the Atlanta, Georgia area hospitals including Grady Memorial Hospital and Atlanta Medical Center.