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Property Damage and Personal Injury: Same Accident, Different Process

Automobile liability insurance typically covers both property damage and personal injury(or bodily injury). Property damage can include damage to the insured vehicle and any other vehicles damaged in an accident caused by the insurance driver. It can also include damage to personal property in the car or trunk such groceries even your pet. Similarly, the personal injury coverage can include both the insured driver and any people injured in an accident caused by the insured driver. The amounts of coverage (the maximum that the insurance company will pay out) may even be the same. Claims made for damage to vehicles and damage to people, however, are evaluated and resolved differently. This can cause stress, anxiety, and even anger when an accident victim is waiting to get their medical bills paid. How and why are these types of claims evaluated differently?

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Should I Hire A Personal Injury Attorney Right After An Accident With Injuries

There are many reasons that you SHOULD hire an Atlanta, Georgia personal injury attorney as soon as possible after an accident.

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Should I Use Medpay Insurance Or Medical Insurance To Pay Medical Bills When There Is An Auto Accident With Personal Injury?

First, understand that Medpay (or Medical Payments) Insurance Coverage is a type of optional insurance coverage that can be purchased by anyone as part of several types of insurance policies. Medpay insurance is for the payment of medical bills only.  Second, the facts of each situation will determine how each type of insurance is applied to your auto accident related bills.

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SOFT TISSUE INJURY FROM AN AUTO ACCIDENT

A soft tissue injury is damage of muscles, ligaments and/or tendons that can occur anywhere in the body. Common soft tissue injuries usually occur from a sprain, strain, a blow resulting in a contusion or overuse of a particular part of the body. If you have a car accident in Atlanta, Georgia, soft tissue injuries can occur even in low-speed impact collisions.

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Someone Hit Me From Behind While Driving In Atlanta, Georgia

You should know in the case of a rear-end collision that ...

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The Difficulties in Settling Auto Accident Claims Without Filing a Lawsuit When There Are Only Soft Tissue Injuries

A soft tissue injury is used to describe an injury to the softer parts of the body, not including joints or bones. An injury to the fascia, tendons and muscles are prime examples of this type of personal injury. Many times, a person sustains a soft tissue injury as a result of an auto accident. Soft tissue injuries are very common in motor vehicle accidents in Atlanta, Georgia or anywhere to vehicles collide. Even minor vehicle or even slip & fall situations can result in substantial but invisible soft tissue injuries -- one of the most common such personal injuries being “whiplash.”

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The Standard of Care in Medical Malpractice Cases

A person who has been injured by a doctor, nurse, or other health care professional can file a medical malpractice (essentially, medical negligence) lawsuit to recover for her personal injuries. In these cases, the injured person must show that the health care provider owed a specific duty of health care provider breached that duty, and that the breach caused her damages.

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What If I Am In A Car Accident And Don't Have Health Insurance?

If you are in a car or truck accident, slip & fall or trip & fall accident, pedestrian accident or any other type of accident with injuries caused by another and don't have health insurance, your attorney can help get the immediate treatment you need when the medical providers won't otherwise see you.

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What Is “Diminished Value” For My Car After An Auto Accident In Atlanta, Georgia?

If your car is not too old and/or have too many miles, you can make a claim against the insurance company for "diminished value" when you are involved in a car accident, truck accident or motorcycle accident in Atlanta, Georgia.

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What Is “Loss Of Use” When I Am In A Car Or Motorcycle Accident?

When you are in a car or motorcycle accident, evein without personal injury, in the Atlanta, Georgia area and you can't drive the vehicle during the time of damage and repair, you are entitled to the value of "loss of use."

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What Is “Medpay” Insurance?

If you are involved in a car accident, truck accident or motorcycle accident or you slip and fall on another person's property and have a personal injury, you will most likely need medical attention.

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What Should I Do After An Auto Accident With An Impaired Driver?

An impaired driver is anyone who is inhibited while driving. For example, this can be a drunk driver or a driver under the influence of drugs (prescribed or illegal). Regardless of the reason for impairment, when you are in an auto accident in Atlanta, Georgia and you suspect the other driver is impaired, you need to make sure you do a few specific things right after the accident, especially if you have personal injuries. By completing these tasks, you will be preserving evidence that will help your attorney to help you recover the money you deserve:

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